If you have teen-age children, then getting them ready for their college years should be one of your priorities. Making sure that your kids are mature enough to handle the college environment means covering several different bases: financial, mental and emotional maturity are all part of what makes a successful adult, and your children will be learning about all of these in college.
Part of what makes an effective parent is your ability to put your children in situations that teach them how to live successful independent lives, while still keeping them safe from harm and supervised properly. In preparing your children for college, you need to think creatively. Come up with fun exercises that don't feel like lessons, things that they enjoy doing, while still giving you the ability to monitor them so that they don't make any mistakes.
For instance, learning to manage money properly is one of the best lessons that you can teach a soon-to-be college student. One effective way to do this would be to open a checking account for your teenager and let them learn to balance a checkbook, set a budget and make money plans. Although no teenager will manage their checking account perfectly, this will go a long way in getting them ready for college.
Don't make the mistake of getting a credit card for your teenage child, though, unless it's absolutely unavoidable, and always try to impress upon them how dangerous credit can be for young people. one of the biggest mistakes that many college students make is getting their first credit card, running up high charges, and then not having the financial resources to pay it back.
In the end, you will eventually have to trust your child to do their best as you prepare for them to go off to college. If you've done a good job of preparing for them to be independent, then you shouldn't have much to worry about.
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